Lumina Foundation (2010) Focus, Fall Indianapolis: The Lumina Foundation for Education
Although not directly about online learning, this document provides data and scenarios of the financial challenges students are facing in the USA. Nothing surprising in this somewhat depressing document.






Dr. Tony Bates is the author of eleven books in the field of online learning and distance education. He has provided consulting services specializing in training in the planning and management of online learning and distance education, working with over 40 organizations in 25 countries. Tony is a Research Associate with Contact North | Contact Nord, Ontario’s Distance Education & Training Network.

